No credits. Ever.
What’s a credit, really?
Most AI apps sell you “credits.” $59 a month for 1,200 credits. But what does a credit buy? How long a video? At what quality? They make it hard to tell. We don’t sell credits. We show every price in dollars and bill you for exactly what you use.
Step 1: what one credit costs.
Divide the plan’s price by its credits. The same word, “credit,” is worth wildly different amounts from app to app.
| App and plan | Price | Credits | One credit |
|---|---|---|---|
| Higgsfield Plus, full priceper month, billed yearly | $59 | 1,200 | 4.9¢ |
| Higgsfield Plus, on saleper month, billed yearly | $35 | 1,200 | 2.9¢ |
| Higgsfield Starterper month, billed yearly | $19 | 270 | 7¢ |
| CapCut Proper month | $19.99 | 1,200 | 1.7¢ |
| Runway Standardper month | $15 | 625 | 2.4¢ |
| Krea Proper month (“units”) | $35 | 20,000 | 0.18¢ |
| Paxxno credits | $5 | — | Dollars |
Step 2: what a credit buys.
Here it gets murky. Take Higgsfield’s own example: “1,200 credits ≈ 80 Seedance 2.5 videos.”
- 1,200 credits ÷ 80 videos = 15 credits a video.
- At $59 a month, that’s $0.74 a video ($0.44 on sale).
- How long is a “video”? They don’t say. At what quality? They don’t say.
- ByteDance, who makes Seedance 2.5, charges about 23.4¢ a second for 720p video. So $0.74 pays for roughly 3 seconds of it.
A few seconds? A short, low-quality clip? A sale price that won’t last? From the outside, you can’t tell. That’s the problem with credits.
Five ways credits keep you guessing.
You can’t compare prices you can’t see. We think that’s the point.
1. Every app’s credit is different
A credit is 0.18¢ in one app and 7¢ in another. You can’t compare across apps.
2. Every model costs different credits
On Runway, one video model is 12 credits a second and another is 40, and the list keeps changing. You can’t compare inside one app either.
3. Length and quality go unsaid
“About 80 videos” doesn’t tell you how long they are or how sharp they look.
4. Unused credits disappear
On many plans, what you don’t use by the end of the month is gone. Runway’s Standard and Pro plans don’t roll over. You paid for it anyway.
5. “Unlimited” has limits
Slower when it’s busy, only on some models, and often only for 14 or 60 days. Then you’re back to counting credits.
Bonus: the sale clock
“60% off, ends in 25 hours.” Big discounts make the regular price feel normal, and push you into a year up front.
How Paxx bills
You pay for what you use. That’s it.
- One subscription: $5 a month for PaxxMOS, which includes all of Paxx and Paxx AI.
- No credits. Every AI price is in plain dollars: per second of video, per picture, per million tokens. See them all →
- Nothing expires. You’re billed for exactly what you made, no more.
- When AI gets cheaper, so do you. Price cuts are passed straight on.
- Putting a website or app online has its own hosting fee ($6 or $20 a month), shown before you publish.
What a month of video really costs.
A small business making 15-second spots for social media. Paxx is $5 plus exactly what you make, and we tell you the price of every second. CapCut, Krea and Higgsfield don’t publish what a second of video costs, only how many credits a plan includes, and they charge their plan price whether you use it or not.
| Each month | A second of video | 1 spot | 4 spots |
|---|---|---|---|
| Paxx, MiniMax H3plus $5 | 12¢ | $6.80 | $12.20 |
| Paxx, Seedance 2.0 Miniplus $5 | 11.5¢ | $6.72 | $11.88 |
| Paxx, Seedance 2.5plus $5 | 35¢ | $10.25 | $26.02 |
| CapCut Pro | They don’t say | $19.99 | $19.99 |
| Krea Pro | They don’t say | $35.00 | $35.00 |
| Higgsfield Plus$35 on sale, billed yearly | They don’t say | $59.00 | $59.00 |
Making a lot of video every month? A credit plan can work out cheaper, if you use every credit before it expires. If you won’t, you’re paying for video you never made.
Paxx Studio Lab
More than a video maker. A whole studio.
The others give you a box to type a prompt into. Studio Lab takes you from the first line of a script to the finished cut, with every step of a real production, included in your $5 a month. You pay only for the AI you use.
Made something good? Sell it. Actors, voices, standing sets and B roll can all be listed in the Paxx Store for other creators to use.
Open Studio Lab →No credits. No guessing.
$5 a month, and you pay for what you use.
Other companies’ prices are from their own pricing pages on November 13, 2026, and may have changed since: Higgsfield, CapCut, Runway, Krea, ByteDance Seedance prices (through Vercel’s AI Gateway). Plan prices are in US dollars before tax. Higgsfield’s video example and Seedance 2.5 figures are worked from those pages; Higgsfield does not publish how long a “video” is. All trademarks belong to their owners.